1. Affordable cost of living

The monthly expenses for housing, food, transportationand even labor
costs anywhere in the Philippines are quite reasonable and affordable
for most retirees that allow them to stretch their pensions and
savings.

Balikbayans and foreign retirees enjoy not only the lower cost of living
but also a favorable currency exchange rate. On an average, a retiree
can live very comfortably in the Philippines at US$2,000 per month in a
fully furnished home complete with a household helper.

2. Filipino hospitality

Filipinos are among the most hospitable races on Earth. Filipino
hospitality is renowned all over the world. Filipinos’ friendliness,
cheerfulness and compassion are qualities that will make retiring in the
Philippines truly feel like one has found a second home.

They are a happy people, and have consistently rated among the top
in every happiness index conducted.

3. Medical and health services

Retirees are naturally concerned about their health-keeping healthy
will help them enjoy their retirement to the fullest. The Philippines’
medical and healthcare facilities are comparable, sometimes even
better by comparison to that of the retirees’ place of residence
overseas, depending on his or her country of origin.

Filipino doctors are trained in Western medicine and most of them are
trained abroad and affiliated with international medical associations.
The Filipino nurses’ natural friendliness and competence are sought all
over the world and would be comforting to every retiree who needs
compassionate care.

4. Modern conveniences

The Philippines provides retirees with all the basic necessities and
conveniences of modern living.

From large malls to modern transportation, to the Internet and other
high-tech telecommunications network, to contemporary forms of
entertainment like Hollywood movies to cable TV channels that include
programs from around the world-the retiree would never feel cut-off
from the rest of the world and modern life.

5. Eco-tourism destinations

The Philippines being an archipelago is known for its beaches, diving
spots and beautiful scenery. It is rich in biodiversity and natural
wonders.

From the white beaches of world-class Boracay island, to the beautiful
hills of Tagaytay, the Philippines has thousands of islands that all offer
a piece of tropical paradise.

6. Wellness choices

Wellness centers and spas abound, offering massage therapy,
acupuncture and other natural and alternative treatments and
practices-all designed to restore vitality and promote relaxation and
good health.

Most of these wellness facilities are run and/or staffed by medical
doctors who are experts in Western medicine. Other wellness centers
offer treatments based on both Western and Oriental medicine.

7. World cuisine

The Philippines offers diverse cuisine. Filipino food has mainly Spanish
and Chinese influences but over the centuries has also acquired styles
and flavors of the cultures that have come in contact with Filipinos,
including American, Chinese, Japanese, Indian, Arabic and Southeast
Asian culinary styles.

Besides the local cuisine, the Philippines also has restaurants offering
authentic dishes that foreign palates have learned to adopt with.

8. Freedom in religion

While more than 80 percent of Filipinos are Catholics because of the
300 years of Spanish colonization, other variants of Christianity thrive
in the Philippines.

Some 5 percent of Filipinos are Muslims, while the rest belong to
Protestant and Evangelical Churches. Recently, there has been a rise
in secularization, led by a group of Filipino free thinkers.

Bhuddhist and Hindu temples are also seen in some places. Overall, all
religions are respected and freely practiced in every part of the
country.

9. Climate

The Philippines is a tropical country with two seasons: rainy and dry.
The weather is generally fair throughout the year.

This is particularly important for retiring people who can no longer
tolerate the cold season and avoid winter depression.

10. Language

English is one of two official languages in the Philippines. The other
one is Filipino. English is widely used and most Filipinos are conversant
in English.

Language interpreters also abound and are available through the
Department of Tourism.